My experience echoes others I see here. I ordered a pair of shoes for $14.99 but after I'd checked out, I was presented with a screen that wanted me to add insurance/warranty for $9.99 and there was NO WAY TO OPT OUT! So, I closed the screen and immediately got a text from my bank (kudos, Bank of America!) saying several charges were made and did I authorize them. I ended up having to cancel my card and am now waiting for a new one, with a new number, so I have to notify any auto-debits of the number change. What a colossal waste of time.
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