This company is a nightmare.
If you only have one large bill, like me, never go to a company like this.
When you talk to them, they imply they’re going to reduce your debt in half.
What they really do is collect your money; without giving you interest and actually charge you over $25 a month to hold your money.
In my case, they were charging me $577 a month for almost two years telling me that they needed to collect close to half the proposed amount before they will negotiate with the creditor. In the meantime, your actual debt is collecting interest. It’s all a ruse to make the payout bigger for their own company.
33 months ago I started with $42,300. I now owe $53,600. Beyond Finance finally negotiated my debt to 42,392.
After telling me, when I first spoke with them it would probably be half that price!
So here’s what I did I canceled my contract with them.
Then I called the creditor myself.
I negotiated with them for 29,195. Think about that if I would’ve stuck with Beyond Finance I would’ve paid 42,392.
So the moral of this review is do not work with this debt resolution company; they’re in it to make their own money and that’s it!!!
In the end they still charged me for an additional $825. just to hang onto my money for that period of time.
Deal directly with your creditor!!!!
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