While I was excited to give Bilt 2 Palladium card a try, it’s been extremely disappointing experience and one issue after another. One would hope that Bilt would ensure that product is ready before it’s rolled out.
Aside from activation and transaction view issues, the latest is that all Bilt credit card payments made through Bilt are held for 5 days before they post even though the funds are deducted from the checking account the same day. Which means Bilt receives the funds and is utilizing them but doesn’t credit the account for almost a week.
While I can understand that there maybe a 24 hour processing time same as other financial institutions, the fact that Bilt holds customers funds for their own use for 5 days before posting is simply unacceptable.
Very disappointing
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