Review Time
I’m reaching out as a concerned individual, not to threaten or escalate, but to seek your cooperation in resolving an important matter. You owe me $6,000, which was agreed upon and signed over a year ago. I’ve spent months trying to address this issue directly and respectfully, following up numerous times. The most distressing part is not just the financial aspect, but the lack of communication. This situation has created significant financial strain for my family. That amount means stability, covering bills, and restoring peace of mind that we’ve been lacking while awaiting the fulfillment of an agreement. I understand that many of you value integrity, growth, and leadership. So I implore you to act with compassion. If you hold any beliefs around honesty and restitution, you know that unresolved issues linger and do not simply vanish. I’m not asking for anything beyond what is owed. I can provide all necessary documentation. Please consider this and reflect honestly: If this were your family, would this situation feel acceptable? I remain open to a peaceful resolution, but I need a definitive response and a clear plan for payment. Please choose integrity. Thank you. Sincerely, A Concerned Individual
This company is a scam. They get your bank information and run away. They make you sign a contract and then do not do what they say they are going to and then you get screwed. I have been trying to cancel for months now. I have to change my bank account information because they keep stealing $400 a month from me. You can never speak to a real person. They ignore you and they know they are wrong. Do not use this company they are horrible and lie and steal.
Worst experience, worst investment, a big headache. Concerns have been ignored and been getting the run around answers when I was asking for a refund, but was offered a so called golden carrot program that could “pay back” what was invested to BNBFormula, even though I voiced out multiple times that I could not afford the course anymore through their financing, they keep on insisting that nothing else can be done to stop payments the only option was the “golden carrot” by which they partnered up with DivergeNet that would pay $500 a month, which never even happened, and this whole program apparently was shut down not too long after all the required documents were submitted with a lot of sensitive information. And the BNBFormula rep hasn’t done much but tried to resell me the program which was very shady.
Complete scam! Much like other customers have stated, BnB Formula does not honor their word. They agreed to a fulfillment "settlement", signed by both parties and never followed through. Was told to contact Nancy but have not received any communication back. Settlement has not been paid and it has been over 9 months now. Absolute scam of a company. Use BnB Syndicate if you want solid and honest BnB coaching.
I wish there were a way to directly respond to reviewers who are struggling to get their money back, but since I can’t, I’m sharing my experience here in the hope that it helps someone else. After months of frustration, I finally got a refund, and here’s exactly how I did it: 1. Document Everything:I saved all my communications with BNB Formula and Brandon Mestas, including emails and texts, to prove that I acted within their cancellation policy. Having this documentation was crucial. 2. Stop Communicating with BNB Formula:Once it became clear that I wasn’t going to get a refund directly from BNB Formula, I stopped trying to work with them and instead focused on disputing the charges through my credit card company, and Affirm 3. Dispute with Credit Card and Affirm:My credit card company refunded their portion immediately. However, Affirm—being the larger portion of the payment—took several months and multiple appeals. 4. Working with Affirm and Copecart:I found out that Affirm made their payment to a company called Copecart. This was important because it meant the dispute process involved Copecart as well, not just Affirm. 5. Contact Copecart Directly:I reached out to Copecart directly and found them much easier to work with. They have a U.S. office, which made communication much smoother compared to Affirm, where I experienced language barriers and unhelpful representatives. 6. Finalize with Affirm:Once Copecart resolved the dispute in my favor, I forwarded the confirmation to Affirm, which then processed the refund.It’s such a headache to deal with companies like this, but don’t give up! Persistence is key, and if you focus on working with the right channels, you can get your money back. I hope this helps someone avoid the runaround I went through.
Brian and Team,I’m writing this as a real human being — not to threaten, not to escalate, but to ask you to do the right thing.You owe me $6,000 that was agreed to and signed for (by Brian Page) over a year ago (9/27/2024). I’ve spent many months trying to resolve this directly, quietly, and respectfully. I’ve followed up more times than I can count. At this point, what’s most painful isn’t just the money — it’s the silence.This has been a real financial hardship for my family. $6,000 is not a small amount to us. It represents stability, bills, and peace of mind that we’ve gone without while waiting for something that was already agreed to.I know many of you speak openly about integrity, growth, mindset, faith, and leadership.So I’m asking you — be real human beings here.If you’re a Christian, you already know what Scripture says about honesty, restitution, and not withholding what is owed. If you believe in karma, energy, or doing good in the world, then you understand that unresolved harm doesn’t disappear — it follows us.I’m not asking for anything extra.I’m not asking for favors.I’m asking for what is already owed.All documentation I can forward.Please look at this and ask yourselves honestly:If this were happening to your family, would this feel right?I’m still open to resolving this peacefully and respectfully — but I need a clear response and a clear path to payment.Please choose integrity. Thank you. With Gratitude, Ryan AllardCell: 8436080107 OR 8283011626Email: pobs2019@g****.com
I bought the program at the end of September 2024. The program offered a 90 day guarantee. In December, I still could not find a property they started to implement the 90 day program guarantee by giving me a third party website to find a property. I found a property through their third-party. There was a $3900 fee. BNB formula refused to pay it even though based on the 90 day program guarantee they were supposed to pay all the fees except for the actual rent amount. It took four months going back-and-forth with them asking every time to cancel my membership. I don’t trust them since they didn’t want to honor the contract and they still haven’t cancelled my membership. They have been ignoring all my emails and texts. I spoke to the sales director on April 4, 2025, he assured me he would speak to the finance department to cancel my membership, it is now the end of April I still haven’t heard anything. I have been texting him, still no response. Meanwhile, Klarna is asking me to make payments.I am very disappointed. I’m writing this to make sure nobody else goes through the same.
BEWARE!!!!! this company will not honor their 24hr cancellation policy. i submitted my cancellation less than 24hrs of their agreement but was informed by Affirm financial that BNB has no cancellation policy and I was liable for the $10,000 cost of their product/coaching. However, the document I signed had a 24hr cancellation policy and was even reassured by their director of business development, that i would receive a refund.
This must be a joke, charging customers thousands for what a real estate agent would do for free. They always push overpriced design service at double the usual price, they are just out there to profit wherever they can. I have been with zero risk for over six months now and there has been no nonsense or hoops to jump through, just a straightforward, lucrative program that actually delivers real returns. No overpriced service with them.
This is a scam company in a dying industry. Do not waste your $10,000 on free information readily available on YouTube. They will overpromise and underdeliver. Their only saving grace is their community, which can be found via REIAs. They will insist that you go into debt to make your Airbnb arbitrage dream a success. They are predatory lenders that give you 25%APR loans to cover the cost of their ridiculously priced course. Turn the other way and save yourself a giant headache.
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The BNB Formula Community is a diverse and welcoming hub where property owners, aspiring hosts, and seasoned experts come together to share their knowledge, experiences, and success stories. Whether you're considering becoming a host, have a single property, or manage a portfolio of rentals, the BNB Formula Community is your ultimate resource for unlocking the full potential of your properties. Together, we'll teach you how to turn your business into thriving, income-generating assets through comprehensive education, a supportive network filled with success stories, and strategic guidance.
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Success Stories: Be inspired by the success stories of hosts who have leveraged the BNB Formula to transform their properties into profitable investments. Learn from their experiences and apply their insights to your own hosting ventures.
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