0 stars. Absolute disgrace of an insurer.
They are lightning-fast at taking your money and completely useless when you actually need help. The claims process is a nightmare — slow, incompetent, and designed to wear you down until you give up.
Customer service is either painfully unhelpful. No accountability, no empathy, no support. Just excuses while you’re left stranded.
If you value your time, money, or sanity, stay far away. This company exists to collect premiums, not to honour claims. Never, ever go with them.
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