Review Time
To be honest, it's all a bit confusing & when you ask any questions. You never get an answer. My score dropped over 100 points one month & I wanted to know why & either they just don't know or they won't tell you. All I got from the conversation was they want you to pay more money for nothing. As all they keep saying instead of answering is please think of this as a 12 month journey. I'm coming up to the 6 months that I paid for & will not be renewing it. If your thinking of using this company don't. Find another way to improve your score.
It had taken far too many emails to get the customer service to understand the most simple of tasks of unfreezing my card. I’m extremely unhappy with the card and the service it’s so much more hard work than other cards I’ve used to build credit in the past. You should most definitely be able to load more than £20 on your card, it’s your own money so £20 makes no sense. I have £4000 in my Chase account that I use as my main card and you also don’t accept Chase so I have to open a bank account up to put a measley £20 in The card I can see from other reviews is making people upset over the small £20 limit which again is outrageous and silly as it’s not borrowed money it’s OUR money so why have £20 ? You just can’t cope with this limit it’s such hard work to keep changing from bank account to bank account with a measley €20 especially makes it harder as Chase ain’t an option but I use Chase due to the cashback they provide just like anyone elseYou’re losing customers over this all The card most definitely needs an evaluation and some changes to itI would like this sent to the Top manager in charge to look at making changes Start reading your reviews and everyone is saying the same as me Edit to the reply I got off these people This is the same reply we all get as customers, it’s not good enough. We ain’t looking for Credit, this card isn’t Credit it’s our own money so why they can’t make it £50 plus I have no idea. To mess about on tiny purchases and remember to top it up is hard workIt really does need a £50 plus limit it’s our own money afterall not credit
If in doubt, give it a go what have you got to lose? You can't lose points off your score signing up for the card before they have even taken the first payment you will of gained 15 points on your credit rating. I didn't believe the claims either now I just wish I would of done it weeks ago...Thank you you have made it possible for me to get a credit card now ❤️ this card
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