capitalontap.com

4.4
4.4 Based on 40 reviews

...

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Craig O Donnell
Something very fishy about them…… avoid Got over 15 cards with for my company and everything seeme

Something very fishy about them…… avoid

Got over 15 cards with for my company and everything seemed to be going well until my own card suddenly started being used in Poland whilst I was sat at my desk in UK. Card blocked and COT contacted but transactions totalling £600 still went through.

At first great and charges refunded but two days later email received saying all our fault and a token had been accepted by me allowing someone else to download the card in Poland. Never ever happened and how did they get all the details to ask for a link if they didn’t get them from within COT?

Very little know about them but I have now removed all Apple Wallet cards from staff and reinstated their HSBC ones as they told me their was something off about the whole incident.

COT not replying to emails so for the promised cashback that is awarded, be aware you are likely to lose it to someone they probably know 🤔

1
Date of experience: Feb 06, 2026

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