chime.com

3.6
3.6 Based on 221 reviews

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Jody L Austin
Chime doesn't really have bill pay. They have a list of companies that you could pay using your Chim

Chime doesn't really have bill pay. They have a list of companies that you could pay using your Chime account. We could only pay our internet provider using their bill pay. Also, Chime had a bonus signup of $350. To meet the requirements, you needed to open a checking account and have $200 in direct deposits in a 30 day period to get the first $100. You get another $100 the second month after $200 in direct deposits. You get the final $350 in the third month after $200 in direct deposits. Since we get paid every two weeks (and this is a secondary account,) we made each direct deposit $150 for a total of $300 a month. We got the bonus the first month, but not the second or third. We reached out to them only to be told that their system didn't recognize any direct deposits under $200. If we wanted to deposit $300 a month into our account, one deposit had to be $200 and the other $100, which is ridiculous. So although we did meet the requirements, the computer system thinks we didn't. Despite the fact that we fulfilled our end, Chime customer service claims that they are not able to make the correction.

1
Date of experience: Feb 22, 2026

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