I'm visiting Vietnam and find out my niece used to work at Citizen. All of their departments are in Saigon. No wonder their agents speak Vietnamese so well !!! They just have a small office in CA, tricking people to think they are based in the US. All they do is just to call the banks and get offers according to the bank's guidelines, they barely negotiate at all!!! Their agents are getting paid just couple of hundreds bucks. Why the hell they even charge me 25% fee? Another scam is whether my debt is 10,000 or 1,000 bucks, their "negotiation" is the same but I have to pay 10 times as much the fee. This is so unacceptable.
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Here at Citizen Debt Services, we’ve worked to specifically design our program around helping our clients free themselves from debt as quickly as possible. Our process involves a free debt evaluation, a customized debt relief program, and a debt settlement negotiation that targets your lenders and creditors. Take a look below to learn about our process.