I was enrolled a couple of years ago, and the agent who enrolled me said I would be committing to a 60-month term. Boy was I wrong. I was able to pay larger sums with no penalties and was done with paying off all my lenders with more than a 50% reduction on each account. If I had done this directly with the lenders I would have incurred fees just to pay them off faster. This is a great option to get out of debt fast without paying big banks lots of useless fees. Thanks CDR
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