I applied for a credit card primarily to finance a camera purchase of approximately $3,500 with a 24-month promotional financing option. While I was approved, the credit limit was set at only $2,000, rendering the card nearly useless for my intended purchase. I also sought a credit limit increase but was denied, despite my credit score being around 760 and having other cards with limits up to $15K. It's frustrating because even with a $4K limit, a $3.5K purchase would lead to a utilization rate of nearly 90%, potentially harming my score anyway. Overall, the initial limit feels excessively low for a card aimed at financing significant purchases, turning my application into a dead end.
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