Review feom my wife: My husband and I, bought a house in 2020. Covid hit. By end 2022, we bought an RV for our family and decided to become debt free or nearly debt free to we could start our dream and become self-sufficient. We could not get a loan, even after all we did to better our credit. We decided to figure out where we wanted to out our forever roots. We looked in WV, TN, OK, KY and MO. Once we knew, we found a realtor. She helped look for properties. After research, and more research until we drove ourselves crazy. We decided to go with CCL. Our realtor also helped with the process and worked with CCL. We bought land because we wanted to have a more self-sufficient, offgrid, homestead for our family. We picked CCL because the price was right, we also got a nice discount, the interest was better than any other company we looked at. We also decided to go with a 10 year pay off because we didn't want to deal with a ballon payment you would get if you did 15 or 20 years. Which is probably where some people didn't do their research that complain. Research is key. Also doing research in the state and county you want to buy land. Do your due diligence. We researched for months. Nearly a year. The buying process was super easy. I highly suggest going to view the land. We went to Windy Ridge in MO and it was all clay the road was no maintenance and no way we could get anything up the big hill and sharp turns. We ended up looking at another place in MO right after and the road was maintained and the property I could see my family living at for years and years. Our realtor helped with the purchase process. Which made is super easy. You do not need a realtor but it made it better in my opinion. Everything is explained in the paper work. If you have questions, ask. Overall, the process was amazing. If I had the need to buy more, I would. I have suggested CCL to many people looking. For anyone struggling with bad credit, and want to purchase land maybe start an offgrid homestead I would pick CCL. Just do your due diligence, and research laws, zoning etc in the state and county you want to buy land in.
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A family owned business specializing in rural land with owner financing. From small off-grid tracts to large ranches, we have something for everyone! We offer in-house financing with no credit or background checks! The monthly payment on undeveloped land and rural property can be more affordable than you might expect.
