I bought a car with help from Close Brothers, via Car money. I had a good credit rating, but nevertheless, I was grateful for their help. During the repayment term, I didn't trouble them, nor them me. I paid every instalment on time, by direct debit, never missing a payment. Due to a change of personal circumstances, and needing a van, I sold my car mid term. I thought that the settlement figure was greater than anticipated, but settled regardless. If ever I finance a vehicle again, I'd pay more attention to early settlement.
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