I am a psychiatrist and want to say this company is a COMPLETE SCAM. They are only "controlling costs" by not paying providers for services rendered. They make doctors and other providers jump through unnecessary hoops to file a simple claim, and then when their unreasonable demands are not met they send a Notification of Non-Payment well after the fact (conveniently for them) which can only be appealed for 65 days after which they consider it case closed. Whoever is running this insurance company is a criminal and should be behind bars for scamming seniors and their doctors. The sad reality is doctors such as myself will be forced to stop seeing these patients who will be left scrambling for care, since we cannot work for free (and I am sure Clover execs don't).
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With most plans at $0/month, Clover is a Medicare Advantage PPO giving members more coverage for less cost, including drug and vision benefits, plus more.