I switched from traditional Medicare to Clover Health during open enrollment in 2025. A disaster. I have received nothing, no welcome kit or information kit or card. I learned someone at Clover had changed my address. It takes 10 days to get a return call from someone who is incompetent and ignorant and unable to solve any problems. Clover operates in only five states and appears to be a shoestring operation. I will switch out as soon as I can. I am very skeptical such a company will survive.
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With most plans at $0/month, Clover is a Medicare Advantage PPO giving members more coverage for less cost, including drug and vision benefits, plus more.
