Don't believe these reviews here. Clover Health is an amazing company designed to look out for those who have been historically marginalizeds i.e low income, minorities, etc. It's sad that the evil incumbants like Humana, United, Cigna et al need to resort to India call center bashing to try and stop the inevitable which is clover taking massive marketshare from their evil asses.
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With most plans at $0/month, Clover is a Medicare Advantage PPO giving members more coverage for less cost, including drug and vision benefits, plus more.