I am Outraged! I wish I never switched from my previous insurance company. Clover has stuck me with a massive amount of hospital bills that they denied paying. When I called to correct the situation, Clover claimed they had no bills in their system (how is that possible when the hospital bills/statements from the hospital showed: CLOVER DENIED PAYMENT. THEN THEY TOLD ME to call the hospital(s) and tell the hospitals to submit the bills as if they were never submitted! Clover swore they did not have any charges from any hospitals in the system. COME ON SERIOUSLY! I was outright LIED TO! I CANNOT UNDERSTAND THIER CUSTOMER SERVICE PEOPLE - they outsource their customer service people from some 3rd world countries it is IMPOSSIBLE to understand each other! To sum it up: DROP CLOVER - 1. they mislead and lie to you 2. Will not pay hospital bills. 3. Put you in the poor house with ruined credit from hospital bills. They leave it to the customer to try to fix the payment situation all the while your credit rating goes down the toilet. You can do better, with any other insurance company . Good luck. Peace
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With most plans at $0/month, Clover is a Medicare Advantage PPO giving members more coverage for less cost, including drug and vision benefits, plus more.