They ask you to pay for a mortgage in principal which you absolutely do not have to do. I received quotes from 2 mortgage brokers, CLS being one of them. When CLS couldn’t find the best offer, they began to send me email say that the other mortgage broker was lieing about the rates they couldn’t get us and that they had the best offer. It was a very transparent attempt to ‘close a sale’ which made me feel very uncomfortable. I can confirm that the mortgage broker that did get us a good rate, wasn’t lieing.
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CLS Financial Advice provide unsecured loans.