My experience were very poor a financial institution that offers you an interest rate of 4% to beat another financial institution on a mortgage and then it turns around and decides to charge for 4.59% interest that is not a trustworthy financial institution. I was asked to open an account with the money I had saved at home and they have a trail record of me with drawing $500 religiously every month and putting it in my safe place in order to buy this property and I opened the account to put that money for the duration of the 90 days as they requested and now I found a property and started an application procedure not only did they increase the rate from 4 to 4.59 as though they are not giving me a mortgage because the time of closing and the time of the date of the account that was open specifically under their advice has the difference of five business days from closing so I think this is ridiculous and I don't think is doing a sphere judgment on this cause not only that they did this as I am about to lose the down payment I put in the property and to boot it also the house that I purchased okay and they sent a letter that they were working on it to the real estate broker yet they are refusing to send them a letter that they will not have the money in time for closing so that means he's losing not only the down payment but also the credibility behind them so this account at TD will be closed as soon as possible and I pray to God that everybody out there that's reading this can appreciate the fact and perhaps TD looking into it also realizing how much they're losing not only in one customer but a long other ones that are in their list of customers and people out there if you are people that care of what's going on in the world today please back me up thank you.
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