I realized it was a high risk card when I got it because my credit wasn't the best so I realize the interest would be higher. The cons are once you get over a certain limit after you make your payments the credit will not be available for 15 days. The other thing is the monthly fee which will never allow you to have a zero balance. My payment is due on the 22nd of each month and then they wait until after business hours usually between 10-12pm and it hits your credit report at 12:01 which will report as an increase. I've called on several occasions asking why this charge is added so late that I can't catch it before it hits my credit report but not even a manager could justify. I was told it should show up by 8pm and it never does. This seems like it's designed to hurt your cardholder rather than help them. Why is it the cardholder can never achieve a zero balance?
Claim your business profile now and gain access to all features and respond to customer reviews.
