Terrible experience with the service! Initially, they suddenly stopped being able to withdraw from savings accounts, which led to my car being repossessed. Years later, after missing a payment due to job loss, they recommended changing my payment date for better convenience. However, it turned out not to be convenient at all! The new date was over 10 days past my original due date, resulting in a late fee every month despite making my payments. Now I have 7 late payments reported on my credit due to this issue. I was never informed about this situation! Avoid this service!
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Since 1972, Credit Acceptance has offered automobile dealers financing programs to help them sell vehicles to consumers, regardless of their credit history. These programs are offered through a nationwide network of automobile dealers who benefit from sales of vehicles to consumers who otherwise could not obtain financing; from repeat and referral sales; and from sales to customers who come into the dealership believing they have credit issues, but qualify for traditional financing. Further, we report to the three national credit reporting agencies, giving consumers an opportunity to improve their credit score and potentially qualify for more traditional financing.See more
