I found out that they make you pay All there interest 1st before anything goes toward your principal. Even if you try to pay a lump sum for toward your principal, It's not allowed. Even if you pay them weekly, biweekly or lump sum they make sure they get there interest. The Only somewhere deceit thing is that they will allow to change your payment due date without reporting it to the credit bureau and trying to charge you for it
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Since 1972, Credit Acceptance has offered automobile dealers financing programs to help them sell vehicles to consumers, regardless of their credit history. These programs are offered through a nationwide network of automobile dealers who benefit from sales of vehicles to consumers who otherwise could not obtain financing; from repeat and referral sales; and from sales to customers who come into the dealership believing they have credit issues, but qualify for traditional financing. Further, we report to the three national credit reporting agencies, giving consumers an opportunity to improve their credit score and potentially qualify for more traditional financing.See more
