Been with these guys a few years now, they took over from the company i originally took out my IVA with. The first review i had, the put £50 per month on to my repayments, even though my circumstances hadn't changed. Just before xmas i missed a payment due to needing to get a wisdom tooth out. I called them to inform them of this, to which i was told to pay £57.00 extra each month, which worked out over a hundred pounds more than the payment i missed. I told them to cancel my iva there and then, wrote them an email revoking any rights to my bank account or debit card, and as a final failsafe, i canvelled my debit card. Good job i did because the bast***s tried to take the mo ey anyway, which would hwve left me u able to pay rent. A week later i get a call from creditfix with an apology, so i stayed with them. I am now 5 months away from finishing my ive, i lost my job and was unemployed for six weeks. I haven't botherwd to contact them, but you can bet they have contacted me, with the same ols crap. I have contacted my debtors, who are happy to come to some arrangement. , i am proboly shooting myself in the foot, but its not about the money, its about being treated like a human. Stay away from these guys, and do not give them your debit/credit card details, they will take money no matter what your circumstances.
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CreditFix is a nationwide consumer advocacy firm dedicated to removing inaccurate and outdated information from credit reports to build consumer credit.