They are a HUGE con scheme. They will rinse you for as much money as they can. This was the worst decision i have ever made was to take out an IVA with CreditFix. I should have just worked with the banks and come to some sort of agreement with them. CreditFix spin a great story that going with them is the best plan for you and you dont have any better plan and will help you with make affordable payments. This is all a lie and you will end up paying HUGE amounts to them.I have spend over 3 times the amount i was meant to pay back to them. My monthly pay back when i started was £75 a month for 5 years. Now i am up to £210 a month and my finishing date has not been brought forward.When i bring up the simple maths that if i am paying more every month to the amount that wast was first agreed, my closing date would surly be brought forward as i am paying a larger amount every month. There response is that it does not work that way.When i try and pay off the whole amount (with help from family) they wont let me. There words are "You can pay off the full amount but you will still need to pay your monthly payments till your closing date". I would have rather gone with a lone shark and have my legs broken for missing a payment than gone with CreditFix. They are by far worse than any lone shark.
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CreditFix is a nationwide consumer advocacy firm dedicated to removing inaccurate and outdated information from credit reports to build consumer credit.
