WARNING PLEASE READ ALL REVIEW to any one thinking of getting an IVA let alone with this company. They just want to make money out of you. i paid my IVA on time everytime and even extended payment term to 6 years and 7 months. they dont pay your creditors when you pay they save the money and make money on the interest. they also state that it take 6 months to complete paperwork after the IVA is completed so they hold all your money for upto six months after you have completed. you also have to jump through so much red tape just to get the IVA of your credit file or to show it is completed. basicly after it has been completed they wash there hands of you. my advise to any one is if you have no other option to sort out the debt directly with lenders, then just go bankrupt it the same process as it has to go through the isolvancey department. I have spoken with a number of people who still have issue with debt and items still on credit file many years after completing there IVA. do a bit of reserach and you will find the steps to do things your self and stop these companies from make money out people in debt.
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