I entered into an IVA in April 2016 eand fog company was taken over by and then the troubles started. They organised a creditor reviewed and lied by saying I had agreed a 24 month extension which never happened. When I retired I wrote to them explaining the substantial loss of income but they ignored it and wanted the same money as I was working. Finally, after 8.5 years my IVa completed August 2024 and it is now April 2025 and no Completion Certificate.
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