creditninja.com

4.5
4.5 Based on 1.1K reviews

...

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Reese Cook
I wish I could give a zero rating

I wish I could give a zero rating. While applying for a loan, they refused to disclose my interest rate or payment plan until after all paperwork was signed and funds were in my account. How can I agree to a loan without knowing the interest rate or payment amounts? They wouldn’t even clarify if it was a monthly payment. What if the interest rate was 30% or higher? I'd be setting myself up for failure.

1
Date of experience: Dec 03, 2025

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