creditninja.com

4.5
4.5 Based on 1.1K reviews

...

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Average Rating

4.5

/
5

1.1K Reviews

5 Star
82%
4 Star
7%
3 Star
2%
2 Star
1%
1 Star
9%

All Reviews

Filter Reviews

Review Time

Lillian Sanders
Impressed by the company's dedication to customer care

I have to express my amazement at the company's commitment to its customers. As someone who always pays on time, I appreciated the option to refinance my current loan to access additional funds. Kudos to the team for a job well done!

5
Date of experience: Jan 03, 2026
Vicary M.
Promised acceptance but faced unexpected requirements

I was assured multiple times that I was accepted and that my credit score wouldn't be an issue. Then I was told I needed a co-signer, but the co-signer was denied due to credit issues despite my initial acceptance. It seems nothing satisfies the loan providers...

1
Date of experience: Dec 03, 2025
Gertrude Rogers
Dependability

Assisted me during a challenging time. I received a loan, and the repayment process was quick.

5
Date of experience: Dec 03, 2025
Reese Cook
I wish I could give a zero rating

I wish I could give a zero rating. While applying for a loan, they refused to disclose my interest rate or payment plan until after all paperwork was signed and funds were in my account. How can I agree to a loan without knowing the interest rate or payment amounts? They wouldn’t even clarify if it was a monthly payment. What if the interest rate was 30% or higher? I'd be setting myself up for failure.

1
Date of experience: Dec 03, 2025
Sam Carter
Returning customer satisfaction

As a returning customer, the process was smooth and user-friendly.

5
Date of experience: Dec 03, 2025
Unable to share my experience due to lack of funds

I can't share my experience because I haven't yet received the funds.

1
Date of experience: Dec 02, 2025
Lillie Wright
They were incredibly helpful with minimal issues

They were incredibly helpful with minimal issues and I was approved immediately.

5
Date of experience: Dec 02, 2025
Excellent service with quick approval and funding

5
Date of experience: Dec 02, 2025
grunfeldboys
Very let down

I was told multiple times that I was accepted and my credit score didn't matter, then later they said I needed a co-signer, which was later denied despite my initial acceptance. It seems nothing is ever satisfactory for the loan providers…

1
Date of experience: Dec 02, 2025
ChabikCZ
Outstanding customer support

There was a minor issue with logistics or technology, but they were exceptional in resolving it during the holidays. Great customer support and service. Thank you!

5
Date of experience: Dec 02, 2025

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