Review Time
Please Don't fall for their nice talk. They are all scam. Jake Nagapan who contacted me 25/7/2025 for repairing my credit history but after 26 weeks which I paid everyweek & they haven't done any work, In my point of view, they aren' capable of doing any credit repaire they ll just take your money for nothing. Mid January one of the lady contacted me saying that, they ll refund the money after 26 weeks passed if they haven't got any resonable success for repaire anything. When I contacted after 26 weeks they are refusing to refund so I cancel my bulshit repairing plan. Just requesting please don't fall for their nice talk, they ll just take your money nothing else......
I had a very frustrating experience with the service. From the beginning, it felt like they knew my case wouldn’t be resolved, yet they claimed they could help eliminate negative items from my credit history. My issue was that I had applied for multiple credit accounts, which were declined, and they reassured me that these could be removed. Ultimately, the creditor refused to remove them, which I anticipated. Despite this, they are still demanding $4,000 from me, even though I have already paid over $2,000 without any results. This situation feels completely unjust, especially given the financial strain of paying someone for no outcome. I find this misleading and unfair. This is my first encounter with such a situation, and I would advise others to be cautious before engaging with them.
I had an incredibly disappointing experience with the service. From the very beginning, it seemed they were aware that my case couldn’t be resolved, yet they claimed they could assist in removing negative items from my credit history. My problem stemmed from having applied for too many credit accounts, which were declined, and they assured me these could be erased. Ultimately, the creditor refused to remove them, which I anticipated. Despite this, they continue to demand $4,000 from me, even though I have already paid over $2,000 without any results. This feels entirely unfair, especially given the financial strain of paying someone for no outcome. I believe this was misleading and unjust. This is the first time I've faced such a situation, and I would advise others to be very cautious before engaging with them.
Deceptive practices. $1,500 for a service that promised a clean credit score after a phone call. $2,700 later, and they are still attempting to withdraw money from my account despite multiple requests to cancel my account! Phone calls are consistently handled by third parties with poor attitudes. Definitely avoid this group!
A predatory service that will only worsen your situation. I explained over the phone that I wasn’t ready to proceed and wouldn’t pay until after the promised 3-day cooling-off period (which they tried to persuade me to waive). After a few searches revealed their questionable practices, I realized I could obtain what they offer for free. I canceled within an hour, yet they continue to charge me, adding financial stress and the hassle of disputing transactions and reporting them to authorities.
Fraudulent practices, do not engage with this service. They claimed I had a 3-day grace period, but after reading reviews, I decided not to continue. Even within the grace period, I texted to decline and attempted to call the so-called 'case officer,' but the line was disconnected. I emailed them to cancel with no response. When I called their number, they pretended not to hear me and disconnected the call. They claim to help repair credit but essentially trap you into more debt, even if you wish to opt out. Truly disgraceful.
Fraudulent practices, do not engage with this service. They lured me in with promises and now refuse to let me cancel, stating I owe over $1,000 in charges because I requested to cancel after reading negative reviews. This is utterly appalling; they claim to want to help repair your credit but lead you into more debt, even against your wishes. Disgraceful.
Severely disappointed – Poor service and misleading information. I signed up for a service in May, but it has been a nightmare. I attempted to cancel early, but was told a minimum of 26 weeks was necessary. I agreed and instructed them to cancel automatically after that period. Fast forward to now—nearly 30 weeks later—and I’m still being charged! I only noticed recently, and this is unacceptable. Their lack of accountability is infuriating. How can a company that claims to assist with financial matters have such poor management? They are quick to take your money but fail to honor basic agreements. I do not recommend this service to anyone. Stay away unless you want unnecessary stress and false promises.
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CreditRepair.com really focuses on their members, offering several incredibly useful customer resources, such as an online dashboard and mobile app. The company states their vision is not solely on one-time repairs, but in helping consumers create a healthier future.
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