My experience is totally different to anyone giving a good review. It is based on having an account with C2F over many years and not on an account that has just been opened. I have the experience to speak on the long term return on your money. They have a very high default rate. Currently, on their Smart Invest (not so smart) scheme I have 71 investments in companies in default - that is not good. They have a very high write off rate. They invest in companies I would never look at as being a good investment. They are not on the ball with debt chasing. Their warning at the top of the screen says 'Don't invest unless you are prepared to lose money.' My experience is that you will definitely lose money and I advise you to go somewhere else. I complained to the FSA and was fobbed off. Well guess who funds them. I feel it was not a proper investigation. They contacted C2F who told the FSA what their policies are. That was it. What C2F say they do and what they actually do to look after your money and to protect it and make wise investments is totally different. In my opinion, having done debt chasing for a large company, C2F do not adequate vet and approve the companies where your money is going. They simply accept almost anyone just to have a flow of investments for you. I looked into a number of these with research through Companies House, the directors social media. I found directors living in glamour overseas, on golf clubs, track days and yet they had left debt behind them with no thought for you or me. You have been warned. Invest at your peril. They say you may lose money. Take that as, you will lose money.
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We believe that finance needs to be fast, fair and flexible to meet today’s demands. Crowd2Fund is an alternative solution to an out-of-date financial system, and the only FCA regulated crowdfunding platform to offer 5 models of finance, across debt and equity investments. We provide great investment opportunities and simple finance, ensuring businesses get access to funds at competitive rates and investors get generous returns on their investments.See more
