Review Time
I had a very positive experience raising funding for my business, Kozza UK, through Crowd2Fund. The process was clear and well-structured, and I successfully secured around £25,000 in funding.
Oliver was extremely supportive throughout the campaign setup. He guided me step by step, answered my questions promptly, and made the whole journey much smoother and more professional.
I would highly recommend Crowd2Fund to other business owners looking for alternative funding options.
I had a very positive experience raising funding for my business, Kozza UK, through Crowd2Fund. The process was clear and well-structured, and I successfully secured around £25,000 in funding.Oliver was extremely supportive throughout the campaign setup. He guided me step by step, answered my questions promptly, and made the whole journey much smoother and more professional.I would highly recommend Crowd2Fund to other business owners looking for alternative funding options.
This is a business solving a critical issue for companies and entrepreneurs all over the UK looking to grow their business. I personally worked with Toby who provided amazing support and customer service throughout the process. I had a great experience and would highly recommend this platform to anyone!
My experience is totally different to anyone giving a good review. It is based on having an account with C2F over many years and not on an account that has just been opened. I have the experience to speak on the long term return on your money. They have a very high default rate. Currently, on their Smart Invest (not so smart) scheme I have 71 investments in companies in default - that is not good. They have a very high write off rate. They invest in companies I would never look at as being a good investment. They are not on the ball with debt chasing. Their warning at the top of the screen says 'Don't invest unless you are prepared to lose money.' My experience is that you will definitely lose money and I advise you to go somewhere else. I complained to the FSA and was fobbed off. Well guess who funds them. I feel it was not a proper investigation. They contacted C2F who told the FSA what their policies are. That was it. What C2F say they do and what they actually do to look after your money and to protect it and make wise investments is totally different. In my opinion, having done debt chasing for a large company, C2F do not adequate vet and approve the companies where your money is going. They simply accept almost anyone just to have a flow of investments for you. I looked into a number of these with research through Companies House, the directors social media. I found directors living in glamour overseas, on golf clubs, track days and yet they had left debt behind them with no thought for you or me. You have been warned. Invest at your peril. They say you may lose money. Take that as, you will lose money.
I started investing with Crowd2Fund back in 2016. Crowd2Fund was the first peer-to-peer lending platform to offer an Innovative Finance ISA (IFISA) wrapper in the UK, as they were early adopters and on top of the latest regulatory changes. As a great and innovative Fintech start-up in the peer-to-peer lending industry, they also launched an app for iOS and a secondary market ('the Exchange') where investors could buy/sell loans between themselves before maturity.The COVID-19 pandemic and the economic environment that came afterwards severely affected the environment in which the business operates - more than understandably! Fortunately, Crowd2Fund survived. During most of 2020 and part of 2021, there were barely any new loans due to the economic environment. Also, the Exchange was closed in 2020 and after several delays in reopening post-pandemic, it was reopened in 2023 before it eventually closed again, probably being under review.In 2022 a new board of directors was established and in 2025 a new CEO, Toby Wootton, was appointed with an emphasised focus on innovation and excellence. This is an indication that, despite its temporary downturn, promising better times are ahead for Crowd2Fund.As an investor, one of the features that I have always greatly appreciated is that I can pick and choose to what businesses I would lend what amount of money. This allowed me, after doing some due diligence and research of my own, to potentially build a more diversified portfolio and avoid some specific businesses or industries if I deemed them inappropriate for my investment strategy.I can also see the attractiveness of this model for borrowers, as not only they would get a loan from Crowd2Fund investors, but also have the opportunity to somehow engage with them and build brand awareness that could help them grow their businesses and boost their funding capacity in the future.I hope Crowd2Fund keeps up the momentum and introduces innovative features in the near future. A big thank you to the C2F team.
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We believe that finance needs to be fast, fair and flexible to meet today’s demands. Crowd2Fund is an alternative solution to an out-of-date financial system, and the only FCA regulated crowdfunding platform to offer 5 models of finance, across debt and equity investments. We provide great investment opportunities and simple finance, ensuring businesses get access to funds at competitive rates and investors get generous returns on their investments.See more
