When I need to use it, it doesn't allow me to, even if I have money on it. When I don't have money on it, it charges and then they send you to a debt collector, because you weren't paying attention that a card does what it wants with your own money. Stay away, useless.
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Currensea is the layer in front of your current bank account, saving you at least 85% on every transaction vs. your high-street bank, giving you extra security and making your bank work that bit harder for you.