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This service focuses on high-volume settlements, which is well-known among insurance companies and mediators. Consequently, your benefits may be significantly reduced. They impose a lien on your claim to prevent you from switching to a more effective firm once you realize how their approach impacts your life outcomes. You may face double taxation, as they do not provide a tax form directly like many other disability services do. The service may state one thing over the phone and then deny it later when the truth emerges. Ensure that any promises made by them are documented, as verbal assurances may just be tactics used by their attorneys. My recommendation: determine the appropriate federal district court for your case and consider hiring a local firm with trial experience in that jurisdiction.
This is an honest review from a former client of Dell Disability. I hired them to represent me in a STD appeal and to handle the LTD claim once the policy kicked in. Reliance Standard had provided me with a claim file that had my name at the top but the letter was for someone who worked for a different employer and had all of their claim information in the letter. I had not been able to get a copy of the policies and the claim file was just a bunch of compressed and cut off pages. I had no idea what a claim file was supposed to look like but Dell Disability does. Dell represented me for 240 days. If I did not remove them as counsel on 4/28/23 Reliance Standard would have denied the claim when they got the peer review back. I would have never known that Dell never started the LTD claim and when the STD claim was denied I would have had no recourse. I would have never known that Reliance Standard only saved 3 pages of medical out of 351 pages to their administrative record. They appeal that I was sent by Dell Disability wasn’t the appeal that Reliance Standard. At the point I removed Dell i was owed 16 weeks of STD and the other 28 weeks would have been under the LTD policy. That is like Dell going to work for 43 weeks and only trying to get paid for 16. I think sometimes it’s more important for the employer to get rid of the claim all together and that was attempted with my claim. They waited to even start the appeal until after the policy with my employer was terminated. I found enough proof (it took me 707 days) but I was paid for all 707 days and put back on claim for LTD benefits. My advice: read your contract before you sign it. The contract doesn’t say a single thing Dell will do for you. Only what you are paying them and that all contact will go through Dell. You can’t request to see what Reliance has saved to it’s files yourself. That is intentional. Those records won’t be the same. Dell Disability is just setting the expectations in their videos of exactly what they are going to do.
The service I have received from Dell & Schaefer has been paramount in my experience! Specifically with attorney Stephen Jessup and Paralegal, Danielle Lauria. They have consistently demonstrated their commitment to client focus by effectively listening to me, the client. They progress to meticulously document all details of your case and correlate to your medical records in establishing a solid basis for the claim. As a result, they successfully appealed my LTD insurance claim denial, and I was approved within weeks.Now, after several years of being a client, they continue to remain in touch with me to check on my condition and progress. This is very refreshing in a day and age where the element of genuine care and trust seems so elusive.The attorneys and staff at Dell & Schaefer have my highest recommendation.
I have been paying for 37 years for a five-year disability insurance plan. After 2 1/2 years Hartford decided to stop paying for my disability. I was left no choice but to hire an attorney because of Hartford‘s greed. Dell and Schaeffer fought for me and won. My benefits have been reinstated thanks to their efforts. They have a great team that fought for me against a tyrant insurance company… Thank you guys I really appreciate it!
After a very long and frustrating ordeal to keep my LTD payments coming I decided to seek assistance from and attorney. After much research and asking those in the legal profession Dell and Schaefer seemed to be the top choice. I reached out and Alex Palamara was the attorney assigned to my case. All I can say is the experience was outstanding Both Alex and his Paralegal, Danielle Lauria were excellent to work with. They were very kind, concerned, understanding of my frustrations and treated me with the utmost respect. Communication was excellent with regular updates and telling me what I could expect in each stage of the process. Alex was also very straight forward with what to expect and no pie in the sky promises or expectations were made. In the end we won our case and I believe it was solely due to their experience and knowledge of not only the laws but the insurance companies as a whole. I would highly recommend them and am very grateful for the help they afforded to me . Why would you recommend Attorneys Dell & Schaefer?:I would recommend Dell and Schaefer especially Alex Palamara whom I worked with because of integrity, knowledge and understanding what their client has been/going through. The service provided was outstanding and ethical. Regardless of how many cases they are handling when you're talking with them they make you feel if yours is the only one and most important. Bottom line they are very great attorneys. What could we do to improve?:Honestly I think back and don't think you should change a thing.
I retained Dell and Shaefer’s law firm for my long term disability case management over 12 months ago.I am usually not one to write reviews on attorneys ; as my experiences in the past .. although not many .. have not been great. However, I truly cannot say enough good things about their firm. I am going through one of the most difficult mental and medical times of my life. I have received nothing but kindness, compassion and prompt responses to any questions or concerns I ever have about my case. Gregory Dell one of the owners has written me himself after hours to answer my questions and to reassure me on various aspects of my case. I honestly don’t know any other attorney who takes the time to do that.His entire staff , his paralegals Danielle, my other attorney on his team ..are all so incredibly helpful.I recommend their services to anyone who needs help navigating the incredibly difficult world on long term disability insurance claims. I never thought I would need to use my policy or have the medical issues I am currently dealing with. However, I can’t tell you how reassuring it is to have such a wonderful team of attorneys and staff helping me every step of the way. They have amazing testimonials on their site and I can tell you from my experience .. they are all true! I am truly grateful for their service.
When accumulated disabilities from my MS made it impossible for me to continue as a Litigation Partner at my law firm (or, indeed, to hold any regular job), Cesar Gavidia helped me through the process of claiming benefits from my private LTD insurer. His work made it possible for me and my family to keep our house and to send our kids to college. He and his team literally were lifesavers for me.As a lawyer myself (specializing in a different area of law), I have high standards for legal services. Cesar surpassed all my expectations. His advocacy, professionalism, strategy, and advice were all top-notch. He successfully handled the considerable complexities of my case with integrity and efficiency. Billing was fair and appropriate; I never felt over-billed. His team of paralegals and other assistants were fantastic too. I also appreciate Cesar’s calm steadiness and empathy, which I really needed during this difficult time in my life.I will always be grateful to Cesar and his team, and give them my highest recommendation.
I have been extremely impressed working with Steven Dell on my disability claim. He has been completely professional throughout the entire process. I first realized this in our initial contact when he very clearly reviewed what information he would require from me and how he might be able to help in the process. This was confirmed during a follow up call after he had reviewed the copious documents I had forwarded. He had assimilated my complicated medical history and had a strong understanding of the cogent issues. He has been forthright in his advice which has been very effective. It has been very reassuring to me to have a competent and caring professional in my court to help assure my rights in this matter. I can recommend Steven Dell without reservation for legal advice regarding a disability claim
TESTIMONIALI have been extremely impressed with the Law Firm of Dell & Schaefer.I submitted a form online and was contacted immediately by Mr. Jay Symonds. I explained my disability and the issues I was experiencing with my Long Term Disability Insurance and Mr. Symonds immediately confirmed why Dell & Schaefer was the perfect choice for me.I explained my situation and what I had experienced with LTD and Mr. Symonds immediately shared with me what he could do for me and for the first time in months, I felt at ease with what I was going through.Mr. Symonds immediately contacted the insurance company and was able to achieve in 1 day what I hadn’t been able to achieve in Months!!To say that Mr Symonds was my guardian angel would be an understatement. His knowledge and expertise enabled me to focus on the treatment that I needed.His staff was always very friendly and my questions were always answered in a timely manner.Throughout this journey, Mr. Symonds and his staff have become like family to me with their support and compassion.Mr. Symonds and Sonia Nogueira have shown empathy, respect and concern for my medical condition.It was refreshing to see my team of Legal Experts take immediate action when the Insurance Company continued to try and bypass the process.I could not have found a better team to represent me and I will always be thankful for their knowledge and expertise. I have nothing but tremendous respect for the office staff employed at the firm of Dell & Schaefer. Sonia always ensured my calls and emails were returned in a timely manner and were always available to answer any questions I might have. When you receive an answer to your questions on a weekend, you know you have made the right choice!!
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