Discover is the best entry card for a first-time card holder or a young adult can start with by building credit. I have been with them for 27+ years. With their no annual fees, no foreign transaction fees and 5% cash back up to $1,500 on new purchases makes it one of the “best bang for your buck credit card.” It’s very easy to file a dispute or a charge back with their resolution department and they are 24/7. If you can look past the fact that you can’t use this card outside of the U.S. then this card is for you. As a opposed to Capital One for example being the absolute worst. They offer pre-approval codes to lure you, but they can still deny your application. They are the polar opposite of what Discover Card provides.
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