They are quick to take your earnest money, give a super quick closing date, and then come up with all kinds of “conditions” they want you to meet before “final approval”. Now this was not our first house to purchase so I know underwriting is a pain but we already had approval from another lender. However, when DR Horton promised all kinds of “upgrades” if we went with their (in-house) lender, we agreed.
After telling us we were approved, we were told that we had to pay all of our Klarna and Affirm as well as take care of another matter before we could be approved? We were told to have it cleared prior to the closing. SO, we asked if it was possible to push out the closing date to give us the time to meet their “conditions”. We were initially told it would be no problem. Didn’t hear back for another two weeks. THEN when I tried to follow up to find out the new closing date, they told us we had to have it all taken care of within two days or they were cancelling our contract?!? Three weeks before the closing? WTAF? Now bear in mind, our payment would be less than what we are paying for rent now (and we are managing to pay it with all of Klarna and Affirm!!) We had BETTER get that $2K back or I might be reaching out to an attorney. BUT, based on the other reviews it looks like we dodged a $453K bullet.
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