This is a con dont fall into the trap Not made clear when you pay that if you are retired and don't own a credit card you are have to pay an additional £50 and you can use any body else's including your partner all the branch manager would say is it's in the T&C but it should stop you paying if you say you don't have a credit card I feel like I have been discriminated against because I am retired and don't own a credit card
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