embracepetinsurance.com

4.1
4.1 Based on 168 reviews

Embrace is a family, and when you Embrace your pet, you sign up for more than just insurance – you become part of the family. Embrace Pet Insurance promises to provide genuine support and certainty when pet parents need it most....

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Devon Scott
Disappointing Renewal Experience

We had a generally positive experience with the service over the years, but this latest renewal has been a major surprise. While I anticipate reasonable annual increases, my premium nearly doubled—jumping from $250 to almost $600 a month.
What adds to my frustration is that my pet had no claims over the past year. To see such a drastic rate hike without any change in my pet's health or policy usage is unacceptable. At $7,200 a year just in premiums, it is now more practical for me to save that money for vet care rather than continue with this policy.
It's unfortunate because the service started off well, but these shocking renewals make it difficult for loyal customers to remain. If you're seeking long-term affordability, be cautious of the significant increases you may encounter in the future.

1
Date of experience: Dec 18, 2025

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