I strongly advise against using Emma. The service offers no real benefit over what your bank already provides — yet charges an extortionate fee . I am not seeing any money saved, no meaningful insights, and absolutely nothing worth paying for.To make things worse, cancelling is deliberately confusing. You think you’ve cancelled, but later realise you haven’t — and they will charge you for the full year before having the chance to cancel. Their customer service is unhelpful, making it incredibly difficult to resolve anything.Judging by other reviews, I’m not alone and so annoyed I have had to award even one star. Avoid this app unless you want to be ripped off for nothing in return.
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Emma helps people manage their money, pay off debt, avoid overdrafts and track subscriptions. An AI financial assistant made by humans for humans.
