The app works very well and the budgeting tool is very useful. The pots feature in the Save tab was a fantastic functionality until they decided to hide or block it until you setup an autosave, which requires granting them direct debit access to my account. It took me a long time to find my pots through other menu options. It made me realise that Emma could easily lock me out of ny savings. I contacted the support and was advised to setup the autosave (i.e., direct debit to my account) and pause it. I found this move very shady and no longer trust the service. I have now moved the little money I had in my pots elsewhere.
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Emma helps people manage their money, pay off debt, avoid overdrafts and track subscriptions. An AI financial assistant made by humans for humans.
