equifax.co.uk

3.1
3.1 Based on 21 reviews

...

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Uriah Bell
Significant credit score drop without clear reason

My credit score has decreased two days in a row, first by 93 points and then by 53. I've reduced my utilization, haven't taken on any new credit, and have no missed payments, so I'm unsure why this is happening. The electoral roll needs updating, but I was initially told my local council was behind, which isn't true. They also added a notice of correction that doesn't accurately reflect the situation. This isn't related to the annual canvass period since another agency already has the correct information. I have a mortgage application coming up, and I'm very concerned about how this will affect it.

1
Date of experience: Dec 17, 2025

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