Esurance is yet another fraudulent company that not only offers nothing, but when you end your contract, they simply continue to take money out of your account. They stole over $700 from me, even when I no longer had a car. Yes, I know what you're thinking. “Get a Lawyer,” right? And yes, that’s good advice, but they have an army of lawyers, and in the end, it's their word against yours. I fail to understand why and how these fake companies can keep robbing people with no legal interception from anyone. One would think the Federal Trade Commission would look into it, but they don’t, and they don’t care either. Pathetic. At any rate, Esurance would not cover a simple thermostat, which is a part of the engine. The engine is the first thing covered in their program, and more so in their coverage, which I had. But, as any attorney worth their salt will tell you, “READ THE CONTRACT AND EVERY ADDENDUM THEREIN.” I did not read the fine details, which, by the way, are so small you need an electron microscope to read them. So, in the end, I was screwed yet again.EXAMPLE: Let’s say you’re covered for the air conditioning in your car. Okay, fine. The mechanic calls Esurance, and a claim is issued. But wait! They only cover the fuses in your air conditioner, and not the repair of the air conditioner itself. Oh, so sorry…you get ‘DECLINED.’ But of course, the worst part is that they kept withdrawing money from my account even when my car was totaled, and I ended the service with them. In my mind, this should be illegal…but not today. Not in America.BEWARE…BEWARE…BEWARE!Based on the provided search results, there have been several lawsuits filed against Esurance regarding their insurance practices, but these are primarily related to general auto insurance policies and claims, not specifically about Esurance vehicle service contracts or extended warranties. Examples of Lawsuits Against Esurance:• Class action regarding sales tax on totaled vehicles: A policyholder filed a class-action lawsuit claiming Esurance and its claims administrator failed to cover sales tax on totaled vehicles, despite policy terms.• PIP benefit termination during medical treatment: A proposed class action alleged Esurance improperly ended Personal Injury Protection (PIP) benefits once a policyholder was deemed to have reached "maximum medical improvement".• Underinsured motorist (UIM) claims and bad faith: A case involved a UIM claim where the plaintiffs contended Esurance failed to adequately investigate and make a reasonable offer, violating insurance regulations and acting in bad faith.• Collision coverage claims: A case from 2017 involved a dispute over a collision coverage claim, with the plaintiff alleging breach of contract and bad faith on the part of Esurance. Regarding Vehicle Service Contracts/Extended Warranties:• There's a mentioned class action lawsuit against Endurance Warranty Services, a third-party provider of Vehicle Service Contracts, which alleges delayed claim processing and unjustified denials of coverage. This lawsuit is not related to Esurance. Just don’t do it! They’re all crooks!
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Esurance Insurance Services, Inc. is an American insurance company.