Requesting the credit hold was straightforward. I would prefer it to be a permanent solution until I decide to lift it. Additionally, when I placed the freeze on my credit, I was removed from pre-approved credit lines for six months. Honestly, I would prefer my pre-approved status to be permanently eliminated. That feature can lead to potential issues. I also appreciated that the credit reporting agency I notified about my fraud alert informed the other two agencies. Nonetheless, I still checked the sites as part of my due diligence.
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