⭐ 1 StarI had an absolutely terrible experience with Foremost Insurance/Farmers and their bad faith claim denial tactics. I filed a claim for vandalism and burglary at my insured rental property on November 6, 2024. Despite providing clear documentation of ongoing repairs and security upgrades, they wrongfully denied my claim on January 29, 2025, falsely stating that my property was "vacant" for over 30 days.🚩 Major Issues with Foremost Insurance:❌ False Claim of Vacancy – My policy clearly states that a property under repair is NOT considered vacant, yet Foremost ignored invoices proving repairs through November 2024 and denied my claim anyway.❌ Delayed & Unprofessional Handling – It took weeks to even get a response from an adjuster, and my claim was transferred without notice multiple times. When I finally got to speak with a manager, they admitted their team was slow but did nothing to fix it.❌ Serious Financial Losses – Because of their refusal to pay, I am losing over $2,000 per month in mortgage payments, taxes, utilities, and maintenance because I can’t rent the property in its damaged state.❌ Ignored Key Evidence – I submitted contractor invoices, security system records, and emails documenting their delays, and Foremost still refused to reconsider.💡 If you are thinking of using Foremost for home or rental property insurance, DON’T. They will find any excuse to deny your claim and make you jump through hoops while you lose money.I have already filed formal complaints with the Illinois Department of Insurance, the Attorney General, and the Better Business Bureau. If you’ve had a similar experience, I suggest you do the same.Foremost Insurance is the definition of bad faith insurance practices—stay away! 🚨
Claim your business profile now and gain access to all features and respond to customer reviews.
In 1928, two men shared a dream of providing a quality insurance product at a reasonable price. In the decades that followed we’ve grown and adapted to meet the changing needs of Americans. But one constant has remained: We have an unwavering commitment to uphold our founding ideals to provide industry-leading products and first-rate services to the customers we’re privileged to serve.
Different Eras, Same Exceptional Service
Farmers not only prides itself on helping you plan wisely for the unexpected, but also on helping restore order when it occurs, so you can keep moving along the road of your life’s plans.
In 1959 a Farmers customer wrote us a letter of surprised gratitude when his car battery was replaced just an hour after it was stolen. A letter from a couple in 2002 wrote that their Farmers agent and Claims Adjuster “were exceptional in their handling of our grief, what we needed to do, and helpful in many other ways.” That same year, when Hurricane Rita struck Beaumont, Texas, Farmers sent 300 agents to assess damages while policy holders were evacuated. Farmers also donated $100,000 for the city’s emergency operations center and two megawatt generators that restored power to Beaumont. Whatever year or decade a disaster occurs, you can count on us to be there for you.
Today, the companies comprising the Farmers Insurance Group of Companies make up one of the country's largest insurers of vehicles, homes and small businesses and provide a wide range of other insurance and financial services products.
Farmers is proud to serve more than 10 million households with more than 19 million individual policies across all 50 states through the efforts of over 48,000 exclusive and independent agents and nearly 21,000 employees.
The Farmers Exchanges are three reciprocal insurers (Farmers Insurance Exchange, Fire Insurance Exchange and Truck Insurance Exchange) owned by their policyholders, and together with their subsidiaries and affiliates comprise the Farmers Insurance Group of Companies. Farmers Group, Inc. and its subsidiaries, in their capacity as attorneys-in-fact, provide administrative and management services to the Farmers Exchanges.
Our Story
Our story began with the simple goal of insuring the vehicles of rural farmers but as the world changed, so did we. Visit our timeline for a tour through the decades of Farmers.See more