fluid.co.uk

4.2
4.2 Based on 21 reviews

Are you looking for a little more time to clear your balance? Benefit from a 0% interest balance transfer period for up 9 months from account opening (3% fee), after which your standard rate will apply. Any introductory balance transfer offer must be made...

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Average Rating

4.2

/
5

21 Reviews

5 Star
77%
4 Star
5%
3 Star
0%
2 Star
0%
1 Star
18%

All Reviews

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Review Time

andy Mouel
Its been very helpful to me personally and id like to think id be eligible for credit limit increase

Its been very helpful to me personally and id like to think id be eligible for credit limit increase soon as I balance my money sensibly. All in all the options are very good. Thank you.

5
Date of experience: Mar 01, 2026
zefhuhfiou43
Careless credit practices with negative consequences

The company issued their credit product carelessly. They placed a negative mark on my credit file despite the Ombudsman's guidance in similar situations. The behavior displayed was atrocious and vindictive, clearly intended to punish a customer for filing a complaint. I strongly advise against engaging with this company and its services to avoid unnecessary hardship.

1
Date of experience: Jan 24, 2026
Vicky
Quick and effective service

Quick and effective service. Abundant information provided.

5
Date of experience: Jan 24, 2026
ElShinoo7365
Irresponsible credit practices

The company issued their credit product carelessly. They added a negative marker to my credit file despite the Ombudsman's advice in such cases. Their behavior was appalling and vindictive, aimed at punishing a customer who dared to complain. I strongly recommend steering clear of this company to avoid unnecessary difficulties.

1
Date of experience: Jan 24, 2026
Abner Brooks
Prompt response to my email

Prompt response to my email.

4
Date of experience: Jan 23, 2026
Larissa Anderson
Satisfied customer

I am pleased with the service.

5
Date of experience: Jan 22, 2026
Felicity C.
Simple application and great app.

Simple application and great app.

5
Date of experience: Jan 22, 2026
Rental09
Interest-free period revoked

My interest-free period was revoked after exceeding the limit by a small amount. There are many options available, so I recommend choosing a different one.

1
Date of experience: Jan 22, 2026
Ernie Ross
Great balance transfer offer

I applied for this due to an attractive balance transfer deal. While the interest rate is slightly higher than some, it is 0% if paid off in full within the specified timeframe. Quick process. Card approved. Received the card about four days after applying. Excellent support through emails. No complaints.

5
Date of experience: Jan 22, 2026
Saul Hughes
Unresolved chargeback issues

They refused to process my other chargebacks, so I stopped paying. I don't care about court actions or my credit file. The chargebacks totaled around £120, while my outstanding balance is £1400. I won't pay it; they are scammers. The responses on the review platform are from bots, not real people trying to help. It's all cut-and-paste replies. Don't waste your time, and communicate in writing to have evidence of what was said.

1
Date of experience: Jan 22, 2026

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Business Details

  • Are you looking for a little more time to clear your balance? Benefit from a 0% interest balance transfer period for up 9 months from account opening (3% fee), after which your standard rate will apply. Any introductory balance transfer offer must be made within the first 60 days of account opening for new customers.

    Representative Example: Interest rate for purchases 34.94% P.A.(variable) with a representative 34.9% APR (variable). Assumed credit limit £1,200. The APR and credit limit applicable to your account will depend on our assessment of your application. Credit only available to 18s and over resident in the UK and subject to status. Terms and conditions apply. NewDay Limited.See more

  • call 03334141090
  • language https://www.fluid.co.uk

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