100% a Scam. The Fives Beach Resort in Mexico sold us Flyback Certificates to us as part of membership program, and we sincerely regret it. We will never get our money back from this poor investment. Flyback gives you 45 days to submit documentation, but if there is anything wrong with it, they will not tell you until after 45 days and then say you can't get your payback check. They are always adding new requirements that are purposely vague or unprovable, as a coordinated unethical way to put you out of compliance, so they don't have to pay. Recently, they are now demanding a "Letter of Good Standing" which is a document that doesn't actually exist and the resort membership organizations (eg: Prestige/Exotic) don't provide or know anything about this new requirement. There is nothing in the Flyback contract that mentions this made-up document. The Mexican government should initiate an investigation against them, and invite every innocent consumer who has purchased a Flyback Certificate to join a class action lawsuit. I highly recommend you do NOT purchase a flyback membership as part of a vacation club negotiation. Trust me, you will regret it, and likely never recoup your investment. Resorts like the Fives in Mexico should know better after reading the hundreds of poor reviews from other customers and stop using this scam as a way to sell their memberships. Everyone who has purchased Flybacks should file a compliant with PROFECO (Mexico's Consumer Protection Agency) and the ICPEN's on their respective websites. Applying enough collective pressure will hopefully resolve this scam. Update: Looks like there is a group working to get a class action lawsuit going against Flyback... search for it on Google.
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