The new service took over my account and imposes exorbitant interest rates. When I tried to pay extra, they claimed it wouldn’t change the interest rate. Excuse me, I never signed a contract with them—previously, paying more was beneficial. Now, they've stopped allowing extra payments and lowered my credit limit. All they are getting from me is my new limit minus the reduction, which reflects what I owed before. If they have a problem with this, I’ll see them in court. Enough said.
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