The service took over my account and imposed excessively high interest rates. When I tried to make extra payments, they claimed it wouldn’t change the interest rate. I never agreed to any contract with them, and previously, paying more was beneficial. However, they stopped allowing extra payments and reduced my credit limit. Now, I’m only paying the new limit minus the reduction, which reflects what I owed. If they have an issue with this, I’m prepared to take legal action. That's all there is to say.
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