gemfinance.co.nz

1.2
1.2 Based on 21 reviews

Gem Finance is here to help, from personal loans, debt consolidation loans, and car loans, to credit cards and consumer credit insurance. Apply online today....

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Roscoe Kelly
Worsening terms and conditions

As if the issues with this service weren't already bad enough, they have updated their terms and conditions, meaning you no longer automatically receive six months interest-free. Instead, you must apply online after the sale. Additionally, overseas purchases no longer qualify for this benefit. This is just the latest in a long list of deceptive practices mentioned in other reviews. If you have this card, pay it off and get rid of it. If you're considering getting one, please don’t.

1
Date of experience: Dec 09, 2025

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Business Details

  • Gem Finance is here to help, from personal loans, debt consolidation loans, and car loans, to credit cards and consumer credit insurance. Apply online today.

  • language https://www.gemfinance.co.nz

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