This company spreads out the payments but doesn't calculate payment to ensure a transaction is paid off before the 30 month, 60 month interest free plan expires ensuring you pay maximum interest at 30%. The call centre is rubbish. Anything you explain or request is not guaranteed to occur!! There is nothing in writing to confirm what you have agreed upon over the phone. I was waiting for the call centre who then put me on hold 3 times (likely hung up on me instead of listening to my request regarding payments). It sounded like the call taker was at home doing their dishes.
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