Review Time
I had the opportunity to discuss with Vivian Godslove Addo about my financial situation and the options available to explore. Vivian was diligent and effective in explaining to me some of the financial terms that I struggled with before her presentation, eg emergency funds, disposable income, "Snowball and havelunch" debt management strategies.I found the the deliberations so educative and I believe this could help me improve significantly my financial situation and future prospects. I will recommend Genistar to my friends and other relations. I have already referred a number of them already.
I had two separate sessions with Stephen Opperman, he explained to me how things work and gave me some good advice and suggestions on how to handle matters that I’m faced with and how that will or can affect myself and my children in the future. I truly appreciated the information he passed on to me to help me to move forward and would certainly recommend his expertise to anyone who needs assistance in financial matters or related issues! Thank you Stephen!!
The quality of the information presented was excellent. I was well in educated on the topics of Wills, Trust, Retirement and Retirement planning. I hope to use the information obtained from this presentation to aid me with planning the above for my future. I was extremely impressed with Ms Goldsons knowledge and presentation.
I was introduced to Genistar by my friend and after the knowledge I learned from the Business Overview I decided that me and my other half really needed to get a Financial game plan in placeThe lovely lady who did ours is called Barbara Brown she immediately made me feel at ease because she has the biggest smile and seems so down to earth. She was able to relate to our situation and assured me that she would help me in the best possible way that she could by giving me the valuable information I needed in order to change my financial situationI have known for a long time that we needed to have a few policies in place to protect our family/future. However, I buried my head deep in the sand because I had lost my job etc and just decided that if only my partner is working it was impossibleI felt defeated before I found the courage to do this and let me tell you it's one of the best things I've done this year because it's truly given me a peace of mind and a big sense of relief because we can now see a clear path of how we can become debt freeonce we completed the FGP we learned about debt stacking, I realised although I'm in debt it was a few thousand less than I assumed, I learned the banks are the biggest crooks (lol) funny but not so funnybut most importantly we learned that we can be debt free if we follow our FGP in a shorter period of time than we even imagined was possibleSo, if your reading this and feeling as stuck as I did about your financial situation I truly recommend that you get a financial game plan in place because by doing so I can honestly say you will feel relieved and more able to take back control of your life/futureAnd if the other representatives are anything like Barbara as I'm sure they all are you will be in the best hands she was full of knowledge, answered all our concerns, navigated us very clearly through our plan, always checked that we was clear and understood what we wanted to have put in place in regards to our chosen policies and she made certain that what we chose would be affordableI can't sing her praises enough she was just brilliant we got financial education, we got a plan we are now following and we have policies in place so we feel more secure about our futureGet yours done you will NOT regret it!!
There are two parts to Gentistar. Insurance and signing you up to help others.The insurance side I've had no issues. I pay my monthly payment to Vitality and all above board.The second part is to sign you up Genistar which requires a fee. Once signed up you are then encouraged to sign more people up and pay the fee. These sign ups will be part of your team when you will manage. This part of the business could be seen as a pryamid scheme. We were told that the fee was to pay for the test you have to take with the FCA. I cant remember what the test was. I never took it but my wife gave it a good try but in the end it was more about making money and keep signing people up to Genistar so they can try to sell insurance and more importantly sign them up. So if you ignore the sign up and just want insurance then I dont see anything wrong with that part of the business. But asking people to pay a fee to be "self employed" etc...... I always wondered why you could not sign up and pay the FCA direct to pass the required test, when then would remove the feeling that this is a pyramid scheme. No one we know who signed up to Genistar when we did, none are still doing it. The reason I am writing this review is the for whatever reason we got a Whatsapp text from Gentistar which we never signed up too(GDRP breach). No idea who they are because it wasnt the person we purchased our policies from, and at no point were we told there was someone new looking atfer our accounts. Not that we want them to.
Stephan gave me excellent advice and help me understand what I needed to do ficus on and the benefits it would have later on in my life and Ig was to have a family how it would benefit them as well. Everything was explained simply and clearly. I am looking forward to my journey ahead. Thank you so much!!!!
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Genistar is a financial education company and our mission is to help families become debt free and financially independent.
At Genistar, our aim and vision for the future is to help families solve the fundamental problems that keep them from achieving financial independence. We believe that everyone should create a financial game plan to help them achieve their goals for the future.See more
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